Xero: pricing, plans and alternatives
Xero is cloud accounting software for small businesses, with invoicing, bill pay, bank reconciliation and reporting. US plans scale by invoice and bill limits and forecasting range. It suits growing stores that want full accounting with many app connections.
Regular US monthly prices; promo of 80% off the first 3 months for new customers. Payroll $36/mo + $6 per employee.
Best for
Growing stores that want full cloud accounting with multi-currency options.
Watch out for
The Early plan limits you to 20 invoices and 5 bills a month, and payroll costs extra ($36/mo plus $6 per person).
What Xero does
- Invoices, quotes and bill payments
- Sales tax plus W-9 and 1099 management
- Cash flow forecasting (30 to 180 days by plan)
- Multiple currencies and project tracking on Established
- Payroll and inventory add-ons
Xero pricing
| Plan | Price | Notes |
|---|---|---|
| Early | $27/mo | 20 invoices, 5 bills per month |
| Growing | $59/mo | No listed invoice limit |
| Established | $97/mo | Multi-currency, projects |
Xero alternatives
Other payments and accounting tools Scout tracks, with the same facts side by side.
| Tool | Paid from | Free plan | Free trial |
|---|---|---|---|
| Xero | $27/mo | Not stated | |
| FreshBooksFreshBooksPayments and accountingFreshBooks is invoicing and accounting software for small businesses and freelancers. Paid from $23/mo, 30-day trial.Click for Scout's full analysis | $23/mo | ||
| QuickBooks OnlineQuickBooks OnlinePayments and accountingQuickBooks Online is Intuit's cloud accounting software for small businesses. Free plan, paid from $38/mo, 30-day trial.Click for Scout's full analysis | $38/mo | ||
| WaveWavePayments and accountingWave is invoicing and bookkeeping software with a free Starter plan and a low-cost Pro plan. Free plan, paid from $19/mo.Click for Scout's full analysis | $19/mo | ||
| SquareSquarePayments and accountingSquare is a payments and point-of-sale system that also runs online store and invoicing tools. Free plan, paid from $49/mo, 30-day trial.Click for Scout's full analysis | $49/mo |
Where Scout covers Xero
- Best Accounting Software for Ecommerce Stores
- QuickBooks vs Xero for Ecommerce: Which Fits Your Store?
How we checked
Every fact on this page comes from Xero's own website, help center or Shopify App Store listing. We list what we read below. Prices and plans change often, so confirm on Xero's pricing page before you buy.